Insurance Underwriters Salary
BLS May 2025 median wages — with computed take-home after taxes for all 49 reporting states. Tax year 2026.
Quick answer
According to payandtaxes.com's analysis of BLS May 2025 data, the median insurance underwriters in the US earns $81,370 per year (105,420 employed). Gross pay is highest in Massachusetts ($106,640) and lowest in Mississippi ($59,250) — but what you keep depends on the state's taxes; see the table.
Insurance Underwriters pay by stategross median vs take-home
| State | Median wage | After taxes | Monthly net | Kept | Employed |
|---|---|---|---|---|---|
| Insurance Underwriters in Massachusetts | $106,640 | $78,739 | $6,562 | 73.8% | 2,890 |
| Insurance Underwriters in New Hampshire | $103,940 | $81,952 | $6,829 | 78.8% | 270 |
| Insurance Underwriters in Nevada | $101,440 | $80,193 | $6,683 | 79.1% | 480 |
| Insurance Underwriters in Connecticut | $100,690 | $75,703 | $6,309 | 75.2% | 2,010 |
| Insurance Underwriters in Colorado | $100,640 | $75,911 | $6,326 | 75.4% | 2,040 |
| Insurance Underwriters in Washington | $99,400 | $78,758 | $6,563 | 79.2% | 1,740 |
| Insurance Underwriters in New York | $97,450 | $72,677 | $6,056 | 74.6% | 6,900 |
| Insurance Underwriters in Wisconsin | $97,370 | $73,550 | $6,129 | 75.5% | 3,110 |
| Insurance Underwriters in New Jersey | $96,220 | $72,580 | $6,048 | 75.4% | 3,150 |
| Insurance Underwriters in Maine | $95,510 | $70,688 | $5,891 | 74% | 520 |
| Insurance Underwriters in California | $95,320 | $71,253 | $5,938 | 74.8% | 6,580 |
| Insurance Underwriters in Maryland | $92,120 | $69,624 | $5,802 | 75.6% | 1,310 |
| Insurance Underwriters in Illinois | $89,620 | $67,586 | $5,632 | 75.4% | — |
| Insurance Underwriters in Georgia | $85,980 | $65,477 | $5,456 | 76.2% | 7,160 |
| Insurance Underwriters in Rhode Island | $84,720 | $65,871 | $5,489 | 77.8% | 250 |
| Insurance Underwriters in South Dakota | $83,130 | $67,312 | $5,609 | 81% | 210 |
| Insurance Underwriters in Arkansas | $82,130 | $63,618 | $5,302 | 77.5% | 290 |
| Insurance Underwriters in Washington DC | $82,070 | $62,559 | $5,213 | 76.2% | — |
| Insurance Underwriters in Virginia | $81,870 | $62,532 | $5,211 | 76.4% | 2,470 |
| Insurance Underwriters in Alaska | $81,620 | $66,250 | $5,521 | 81.2% | 100 |
| Insurance Underwriters in Minnesota | $80,700 | $61,638 | $5,137 | 76.4% | 2,550 |
| Insurance Underwriters in Missouri | $80,040 | $62,314 | $5,193 | 77.9% | 2,130 |
| Insurance Underwriters in Kentucky | $79,830 | $62,314 | $5,193 | 78.1% | 900 |
| Insurance Underwriters in South Carolina | $79,570 | $61,191 | $5,099 | 76.9% | 910 |
| Insurance Underwriters in Ohio | $79,260 | $63,192 | $5,266 | 79.7% | 5,110 |
| Insurance Underwriters in Oregon | $79,200 | $58,447 | $4,871 | 73.8% | 570 |
| Insurance Underwriters in Pennsylvania | $78,950 | $61,948 | $5,162 | 78.5% | 5,160 |
| Insurance Underwriters in Texas | $78,890 | $64,329 | $5,361 | 81.5% | 9,980 |
| Insurance Underwriters in Tennessee | $78,840 | $64,294 | $5,358 | 81.6% | 1,250 |
| Insurance Underwriters in Florida | $78,720 | $64,210 | $5,351 | 81.6% | 7,300 |
| Insurance Underwriters in Vermont | $77,990 | $61,009 | $5,084 | 78.2% | 210 |
| Insurance Underwriters in Arizona | $77,740 | $61,785 | $5,149 | 79.5% | 3,360 |
| Insurance Underwriters in Indiana | $77,440 | $61,054 | $5,088 | 78.8% | 2,170 |
| Insurance Underwriters in Michigan | $77,380 | $60,229 | $5,019 | 77.8% | 2,590 |
| Insurance Underwriters in North Carolina | $77,120 | $60,516 | $5,043 | 78.5% | 3,460 |
| Insurance Underwriters in Kansas | $77,070 | $59,548 | $4,962 | 77.3% | 1,230 |
| Insurance Underwriters in Louisiana | $76,540 | $60,766 | $5,064 | 79.4% | 1,050 |
| Insurance Underwriters in Iowa | $75,160 | $59,501 | $4,958 | 79.2% | 1,490 |
| Insurance Underwriters in Nebraska | $75,120 | $59,139 | $4,928 | 78.7% | 1,410 |
| Insurance Underwriters in North Dakota | $74,130 | $60,794 | $5,066 | 82% | 210 |
| Insurance Underwriters in Hawaii | $73,260 | $56,331 | $4,694 | 76.9% | 230 |
| Insurance Underwriters in Utah | $72,730 | $56,723 | $4,727 | 78% | 490 |
| Insurance Underwriters in Oklahoma | $66,770 | $53,344 | $4,445 | 79.9% | 600 |
| Insurance Underwriters in New Mexico | $64,000 | $51,762 | $4,313 | 80.9% | 100 |
| Insurance Underwriters in Montana | $63,140 | $50,702 | $4,225 | 80.3% | 140 |
| Insurance Underwriters in Idaho | $62,530 | $50,217 | $4,185 | 80.3% | 360 |
| Insurance Underwriters in Wyoming | $62,290 | $52,230 | $4,353 | 83.8% | 50 |
| Insurance Underwriters in Alabama | $62,220 | $49,328 | $4,111 | 79.3% | 1,540 |
| Insurance Underwriters in Mississippi | $59,250 | $48,149 | $4,012 | 81.3% | 600 |
Keep exploring
All occupations · Paycheck calculator · States ranked by take-home pay