Credit Counselors Salary
BLS May 2025 median wages — with computed take-home after taxes for all 46 reporting states. Tax year 2026.
Quick answer
According to payandtaxes.com's analysis of BLS May 2025 data, the median credit counselors in the US earns $52,230 per year (27,770 employed). Gross pay is highest in California ($67,120) and lowest in Missouri ($30,580) — but what you keep depends on the state's taxes; see the table.
Credit Counselors pay by stategross median vs take-home
| State | Median wage | After taxes | Monthly net | Kept | Employed |
|---|---|---|---|---|---|
| Credit Counselors in California | $67,120 | $53,892 | $4,491 | 80.3% | 2,160 |
| Credit Counselors in Georgia | $64,080 | $50,965 | $4,247 | 79.5% | 460 |
| Credit Counselors in Washington DC | $63,580 | $50,580 | $4,215 | 79.6% | 110 |
| Credit Counselors in Massachusetts | $63,240 | $50,051 | $4,171 | 79.1% | 770 |
| Credit Counselors in New York | $63,030 | $50,018 | $4,168 | 79.4% | 2,020 |
| Credit Counselors in Nebraska | $62,510 | $50,442 | $4,204 | 80.7% | 260 |
| Credit Counselors in Washington | $62,360 | $52,286 | $4,357 | 83.8% | 560 |
| Credit Counselors in Minnesota | $62,160 | $49,422 | $4,119 | 79.5% | 580 |
| Credit Counselors in Maryland | $60,450 | $48,244 | $4,020 | 79.8% | 350 |
| Credit Counselors in Oregon | $59,150 | $45,361 | $3,780 | 76.7% | 280 |
| Credit Counselors in New Hampshire | $58,830 | $49,450 | $4,121 | 84.1% | 170 |
| Credit Counselors in Rhode Island | $58,480 | $47,593 | $3,966 | 81.4% | 130 |
| Credit Counselors in Pennsylvania | $58,330 | $47,257 | $3,938 | 81% | 1,110 |
| Credit Counselors in New Jersey | $57,180 | $46,512 | $3,876 | 81.3% | 530 |
| Credit Counselors in Colorado | $57,130 | $46,279 | $3,857 | 81% | 360 |
| Credit Counselors in Maine | $55,490 | $44,202 | $3,684 | 79.7% | 170 |
| Credit Counselors in Nevada | $55,480 | $46,758 | $3,897 | 84.3% | 170 |
| Credit Counselors in Connecticut | $54,710 | $44,603 | $3,717 | 81.5% | 100 |
| Credit Counselors in South Carolina | $53,190 | $42,884 | $3,574 | 80.6% | 250 |
| Credit Counselors in Delaware | $52,840 | $42,381 | $3,532 | 80.2% | 40 |
| Credit Counselors in North Dakota | $52,220 | $44,139 | $3,678 | 84.5% | 30 |
| Credit Counselors in Michigan | $52,160 | $42,125 | $3,510 | 80.8% | 1,260 |
| Credit Counselors in Wisconsin | $52,140 | $42,561 | $3,547 | 81.6% | 770 |
| Credit Counselors in Illinois | $51,930 | $41,480 | $3,457 | 79.9% | 1,170 |
| Credit Counselors in Virginia | $51,550 | $41,450 | $3,454 | 80.4% | 760 |
| Credit Counselors in Arizona | $51,480 | $42,466 | $3,539 | 82.5% | 980 |
| Credit Counselors in Utah | $51,330 | $41,114 | $3,426 | 80.1% | 190 |
| Credit Counselors in Ohio | $51,160 | $42,663 | $3,555 | 83.4% | 890 |
| Credit Counselors in Idaho | $51,130 | $41,661 | $3,472 | 81.5% | 90 |
| Credit Counselors in New Mexico | $50,390 | $41,466 | $3,455 | 82.3% | 200 |
| Credit Counselors in South Dakota | $48,890 | $41,463 | $3,455 | 84.8% | — |
| Credit Counselors in Texas | $48,220 | $40,925 | $3,410 | 84.9% | 3,950 |
| Credit Counselors in Indiana | $48,180 | $39,501 | $3,292 | 82% | 740 |
| Credit Counselors in Kentucky | $48,150 | $39,301 | $3,275 | 81.6% | 220 |
| Credit Counselors in Iowa | $48,130 | $39,675 | $3,306 | 82.4% | 440 |
| Credit Counselors in Alabama | $48,120 | $38,703 | $3,225 | 80.4% | — |
| Credit Counselors in Louisiana | $47,250 | $39,114 | $3,260 | 82.8% | 130 |
| Credit Counselors in Oklahoma | $46,950 | $38,337 | $3,195 | 81.7% | 230 |
| Credit Counselors in Florida | $46,300 | $39,382 | $3,282 | 85.1% | 2,410 |
| Credit Counselors in North Carolina | $46,180 | $37,952 | $3,163 | 82.2% | 320 |
| Credit Counselors in Mississippi | $45,990 | $38,025 | $3,169 | 82.7% | 210 |
| Credit Counselors in West Virginia | $45,860 | $37,692 | $3,141 | 82.2% | 150 |
| Credit Counselors in Arkansas | $45,060 | $36,841 | $3,070 | 81.8% | 50 |
| Credit Counselors in Wyoming | $42,580 | $36,393 | $3,033 | 85.5% | 40 |
| Credit Counselors in Tennessee | $38,730 | $33,300 | $2,775 | 86% | 950 |
| Credit Counselors in Missouri | $30,580 | $26,251 | $2,188 | 85.8% | — |
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