$48,000 a Year Is How Much an Hour?
Full-time = 40 hours × 52 weeks = 2,080 paid hours. Tax year 2026, single filer, standard deduction.
Quick answer
According to payandtaxes.com's computations, $48,000 a year is $23.08 an hour before taxes. After federal tax, FICA and state tax the median US take-home is $39,344 (82% kept) — so you effectively earn $18.92/hour.
| Period | Gross pay |
|---|---|
| Hourly (2,080 h) | $23.08 |
| Daily (8 h) | $185 |
| Weekly | $923 |
| Biweekly | $1,846 |
| Monthly | $4,000 |
| Yearly | $48,000 |
| Hours / week | Implied hourly |
|---|---|
| 40 h (full-time) | $23.08 |
| 37.5 h | $24.62 |
| 35 h | $26.37 |
| 30 h | $30.77 |
| 25 h | $36.92 |
| 20 h | $46.15 |
Free. No signup. Single filer, standard deduction — full model.
| Gross pay | $4,000.00 |
| Federal income tax | $298.33 |
| Social Security | $248.00 |
| Medicare | $58.00 |
| Texas state income tax | $0.00 |
| You keep | $3,395.67 |
| State | Take-home /yr | Effective /hr | Kept |
|---|---|---|---|
| Alabama | $38,613 | $18.56 | 80.4% |
| Alaska | $40,748 | $19.59 | 84.9% |
| Arizona | $39,757 | $19.11 | 82.8% |
| Arkansas | $39,089 | $18.79 | 81.4% |
| California | $39,819 | $19.14 | 83% |
| Colorado | $39,344 | $18.92 | 82% |
| Connecticut | $39,513 | $19.00 | 82.3% |
| Delaware | $38,761 | $18.64 | 80.8% |
| Florida | $40,748 | $19.59 | 84.9% |
| Georgia | $38,880 | $18.69 | 81% |
| Hawaii | $38,608 | $18.56 | 80.4% |
| Idaho | $39,312 | $18.90 | 81.9% |
| Illinois | $38,517 | $18.52 | 80.2% |
| Indiana | $39,362 | $18.92 | 82% |
| Iowa | $39,576 | $19.03 | 82.4% |
| Kansas | $38,869 | $18.69 | 81% |
| Kentucky | $39,186 | $18.84 | 81.6% |
| Louisiana | $39,694 | $19.08 | 82.7% |
| Maine | $38,690 | $18.60 | 80.6% |
| Maryland | $38,832 | $18.67 | 80.9% |
| Massachusetts | $38,568 | $18.54 | 80.4% |
| Michigan | $38,959 | $18.73 | 81.2% |
| Minnesota | $38,999 | $18.75 | 81.2% |
| Mississippi | $39,560 | $19.02 | 82.4% |
| Missouri | $39,429 | $18.96 | 82.1% |
| Montana | $39,249 | $18.87 | 81.8% |
| Nebraska | $39,444 | $18.96 | 82.2% |
| Nevada | $40,748 | $19.59 | 84.9% |
| New Hampshire | $40,748 | $19.59 | 84.9% |
| New Jersey | $39,643 | $19.06 | 82.6% |
| New Mexico | $39,651 | $19.06 | 82.6% |
| New York | $38,753 | $18.63 | 80.7% |
| North Carolina | $39,342 | $18.91 | 82% |
| North Dakota | $40,748 | $19.59 | 84.9% |
| Ohio | $40,210 | $19.33 | 83.8% |
| Oklahoma | $39,134 | $18.81 | 81.5% |
| Oregon | $37,378 | $17.97 | 77.9% |
| Pennsylvania | $39,274 | $18.88 | 81.8% |
| Rhode Island | $39,565 | $19.02 | 82.4% |
| South Carolina | $39,025 | $18.76 | 81.3% |
| South Dakota | $40,748 | $19.59 | 84.9% |
| Tennessee | $40,748 | $19.59 | 84.9% |
| Texas | $40,748 | $19.59 | 84.9% |
| Utah | $38,588 | $18.55 | 80.4% |
| Vermont | $39,574 | $19.03 | 82.4% |
| Virginia | $38,802 | $18.65 | 80.8% |
| Washington | $40,748 | $19.59 | 84.9% |
| Washington DC | $39,034 | $18.77 | 81.3% |
| West Virginia | $39,316 | $18.90 | 81.9% |
| Wisconsin | $39,417 | $18.95 | 82.1% |
| Wyoming | $40,748 | $19.59 | 84.9% |
Medians from BLS OEWS (May 2025) — each page shows the take-home per state. All 830 occupations →
How much is $48,000 a year per hour?
$48,000 a year is $23.08 per hour before taxes: $48,000 ÷ 2,080 paid hours (40 hours × 52 weeks). That's $923 a week, $1,846 biweekly and $4,000 a month. In other words, $48,000 a year hourly is $23.08.
How much is $48,000 a year per hour after taxes?
After federal tax, FICA and state tax, a $48,000 salary leaves $39,344 in the median US state (82% kept) — an effective $18.92 per hour. By state the range is $17.97 (Oregon) to $19.59 (Alaska).
How much is $48,000 a year biweekly?
$48,000 a year is $1,846 per biweekly paycheck before taxes (26 pay periods); after taxes about $1,513 in the median state.
Is $48,000 a year a good salary?
The US median wage is $50,980 a year (BLS, all occupations), so $48,000 is below the national median.
Salary to hourly calculator · $23 an hour is how much a year · Paycheck calculator